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We can help with any bad credit situation. all you need to do is call 1.888.209.0909. It's free and there's no obligation.


Equifax TransUnion Experian

Credit and Debt Consolidation

As lending options for consumers with poor credit continue to decrease, having a healthy credit score has never been more important. When you consider that the only alternative is waiting ten years for credit problems to be deleted, there's no better time to act than the present.

In the court system, you are presumed innocent until proven guilty. However, in the credit system, it may feel as though you are guilty until you prove your innocence.

Thankfully, the law gives you the right to dispute any negative items on your credit history that you feel may be inaccurate, untimely, misleading or unverifiable (questionable items). If a credit bureau can't verify the accuracy of a disputed listing, then it must be removed from your credit report.

The Fair Credit Reporting Act (FCRA) gives you the right to accurate credit reporting. Exercise that right by having your questionable credit listings either verified as accurate or removed from your credit reports according to the law.

You have an incredible array of rights when it comes to improving your credit, but you must take action on those rights to make them work for you.

Why Choose Us

Why Choose Us?

We helped many Americans restore not only their...



Listen to what our clients say about us.

Improve your credit score

Clients who have used our services at MOR Credit have experienced the satisfaction of a higher credit score. We raise clients credit scores by a substantial amount ensuring their financial freedom and giving them ability to get their much needed loans. Come improve your score at MOR Credit!

20 years of experience in credit repair



See our proof. It really works! We've helped thousands of people.

While this sounds easy, many people have found it nearly impossible to challenge these Credit Bureau giants on their own. Having the professional representation of MOR Credit Advisors by your side will guarantee you the best results. Our credit consultants have over twenty years of experience in assisting those in need of credit repair and will give you the proper presentation needed to ensure maximum results.

Free credit report



Credit problems? Need a loan? Worry no more!

Each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — is required to provide you with a free copy of your credit report once every 12 months, if you ask for it. The three companies have a central website, a toll-free telephone number, and a mailing address for consumers to order the free annual credit reports the government entitles them to. To order, click on annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

When negative information is on your report you will become the victim of higher interest rates and more. You will pay THOUSANDS of unnecessary dollars, more than your neighbors with better credit scores.

Like most people, you work hard for your money! Unfortunately, everything you buy with credit will COST YOU a lot more when you have blemishes on your credit files.

We have removed

of the following types of accounts
  • Bankruptcies
  • Reposessions
  • Tax Lines
  • Inaccuracies
  • Inquiries
  • Late Payments
  • Charge-Off's
  • Collections
  • Judgements
  • Foreclosures